Launch Your Digital Services Business in Days, Not Months
Airtime, data bundles, and bill payments — with your own brand, your own domain, and your own merchant API. StaqUp handles the provider integrations, wallets, and failover so you can focus on growing your business.
Who It's For
Built for businesses that move fast
Whether you're launching a new digital services business or adding services to an existing platform, StaqUp gets you there faster.
Businesses & Entrepreneurs
Want to offer airtime, data, and bill payments under your own brand? Get a full platform with admin panel, wallet system, and custom domain — no code required.
Developers & Merchants
Need an API for digital services? Get REST endpoints with test mode, webhooks, key-pair auth, and a sandbox environment. Integrate in under 30 minutes.
Platforms & Aggregators
Already have users? Embed digital services into your existing product with our white-label API. Your brand, your pricing, your margins.
Platform Capabilities
Launch on infrastructure you would not build yourself
Airtime, data and bill payments, on an isolated database per business, with automatic failover between providers and a ledger that reconciles.
Infrastructure & Platform
Your customers' data never touches another business's
Every business gets its own database, not a shared table with a tenant column. Separation is at the infrastructure level, so there is no query anyone could write that crosses it.
Every naira reconciles, and you can prove it
Double-entry bookkeeping on every movement, provider credentials encrypted at rest, and an audit trail per transaction. When a customer disputes a purchase you have the record.
You keep your own provider rates
Bring your own agreements with telcos, discos and aggregators. We charge an infrastructure fee per successful transaction and take no share of your margin, so a better rate you negotiate stays yours.
Your customers never see our name
Your brand, your domain, your landing page, your app in the stores under your own listing. From the dashboard to the API docs your customers read, every touchpoint is yours.
Your developers integrate in an afternoon
A REST API with key-pair auth, test mode, idempotency keys and webhooks for every state change. Test-mode purchases behave like live ones without moving money.
Digital Services
Airtime and data, every major network
Sell airtime, data bundles and SME plans with automatic routing between providers. When one provider fails a vend, the next one takes it without your customer noticing.
Bills your customers actually pay
Electricity, cable TV, betting, education and more. Variable-amount billers are validated against the customer's account before you take money.
Developer Experience
Integrate in minutes, not months
A clean REST API with test mode, idempotency keys, and webhook notifications. Your merchants can go from API key to first transaction in under 30 minutes.
- Key-pair authentication with test and live modes
- Automatic provider failover — no code changes needed
- Webhook notifications for every transaction state change
- Idempotency keys to prevent duplicate purchases
Request
curl -X POST https://{your-domain}/api/v1/airtime/networks/mtn/purchase \
-H "Authorization: Bearer sk_test_..." \
-H "Content-Type: application/json" \
-d '{
"phone_number": "2348012345678",
"amount": 500
}'Response
{
"status": "successful",
"phone_number": "2348012345678",
"amount": 50000,
"network": "mtn",
"reference": "TXN-20240115-ABC123",
"created_at": "2024-01-15T10:30:00+01:00"
}Get Started
Up and running in four steps
From signup to revenue in the fastest path possible.
Create Your Account
Sign up and get your own dedicated environment with custom domain and branding in minutes.
Configure Your Services
Enable the services you need — airtime, data bundles, bill payments — and connect your own provider accounts with encrypted credentials.
Onboard Merchants
Issue API keys, set transaction limits, and assign pricing tiers to your merchant partners.
Collect Revenue
Earn on every transaction with automated wallet management, real-time tracking, and detailed analytics.
Build vs Buy
Why build from scratch?
StaqUp gives you 6–12 months of engineering in a turnkey package. Focus on your business, not infrastructure.
| Capability | Build In-House | StaqUp |
|---|---|---|
| Time to launch | 6–12 months | Days |
| Provider integrations | You build & maintain | Managed for you |
| Wallet & ledger system | Build from scratch | Built-in double-entry |
| Merchant API | Design, build, document | Ready with test mode |
| Provider failover | Complex to implement | Automatic |
| Multi-tenant isolation | Architect from day one | Database-per-tenant |
| White-label branding | Custom build per client | Built-in theming |
| Admin panel & RBAC | Build from scratch | Ready with permissions |
| Estimated cost | $50K–200K+ upfront | Monthly subscription |
Trusted by Businesses
What our partners say
“We went from zero to processing airtime transactions in under a week. The merchant API documentation was clear enough that our developers integrated it on the first day.”
Tunde A.
CTO, Digital services startup
“The database-per-tenant isolation was the deciding factor. Our clients in financial services need that level of data separation, and StaqUp delivers it out of the box.”
Chioma O.
Head of Engineering, Fintech platform
“Provider failover alone saved us from three outages last month. When MTN's API went down, StaqUp automatically routed through Baxi without our users noticing a thing.”
Emeka N.
Operations Lead, Mobile services company
Pricing
Simple, transparent pricing
Pay only for what you use. No hidden fees, no surprises.
Launch Partner Pricing
We're onboarding our first wave of businesses with special rates and dedicated onboarding support.
Everything included
- Dedicated database instance
- Custom domain & branding
- Direct provider integrations
- Merchant API with test mode
- Admin panel with staff permissions
- Wallet system with double-entry ledger
- Automatic provider failover
- Priority onboarding support
Ready to launch your digital services business?
Get your own dedicated environment with custom domain, admin panel, merchant API, and direct provider integrations — all set up in days.